Archive for the ‘Investment’ Category

Interesting article from Australian Property Monitor senior economist, Andrew Wilson, sees the rental market for units in most capital cities outperforming houses over the year to September.  Medium rental for units nearly at partity wth those of houses.  He suggests that the reason for this it that lifestyle and affordability continues to be greater than the demand for more expensive and generally outer-suburban houses.

“Though rental growth has been generally stable over the September quarter for both houses and units, annual figures show unit rental prices have increased at a significantly greater rate in most capital cities compared to houses. This indicates increased competition from discontented first home buyers entering the rental market, particularly in late 2010 and early 2011,” .

It will be even more interesting when the first home buyer market falls away further once the stamp duty exemption ceases (excluding new property) on 1st January 201

Channel Direct Home Loans through it’s affiliation with Real Estate Inverstar can now offer property owners or purchaser the opportunity to get an Australian Property Monitor (APM) Automated desktop Valuation of their property or a property they may be interested in buying.     

Value my Property

To get a copy of this all you have to do is follow this link  

Looking for a suburb that is showing steady growth is important when looking to buy or invest in real estate.

Because Channel Direct Home Loans has access to the lastest property sales reports on any suburb or region in NSW you can now also have that information by simple requesting a report now.

Suburb sales reports are being update weekly and can be viewed at any time here

The latest updates are Eleebana, Elermore Vale, Fishing Point, Fletcher, Georgetown,  Gosford, Greta  

I recently read an article in the Australian Investors Association Magazine.  A portion of the article referred to how human psychology and emotion play a much larger role in investment decision making than is commonly believed.  Studies made by 2002 Nobel Prize winners Amos Tversky and Daniel Kahneman highlighted idiosyncrasies in the way people make decisions and handle risk.  For example, people are happier to spend a $50 they find on the pavement then spend $50 from their bank account.  Whilst the article relates to share investing it applies equally to property investment.

Example of emotional traps for investors include the following:

Anchoring:  basing an investment decision on irrelevant information, such as a set price or economic forecasts that have no predictive power.

Loss Aversion Bias:  not wanting to sell an asset at a price less than the purchase price or recoup a loss before selling.

Representation Bias:  basing conclusions on too small a sample size.

Optimism Bias:  thinking you are getting market like returns when you’re not – selling winners early and letting losses mount.

Source:  AIA Magazine (Brian Spies)

 At Channel Direct Home Loans we are pleased to be able to assist in the process of purchasing a home. This could be your first home or your next investment property or you are simply moving to a new location in Lake Macquarie, Newcastle, Central Coast, Hunter Valley, Maitland Cessnock or Port Stephens For the most recent capital growth reports on these areas Growth Report June 2011

Simply email: report@channeldirect.com.au and give us the details of the property that you are interested in.

In the latest API magazine  Newcastle, Wickham, Maryville and Cessnock were amount the top 100 suburbs in Australia identified as locations that offer investors good value buying. 

At Channel Direct Home Loans we are pleased to be able to assist in the process of purchasing a home. This could be your first home or your next investment property or you are simply moving to a new location. 

 By giving you a free Price Finder property report at no cost to you. This is invaluable information when it is time for decision making. This report will show the recent sales in the Suburb as well as the demographics of the suburb, all of this can assist in the decision making process.

Simply email: report@channeldirect.com.au and give us the details of the property that you are interested in.

At Channel Direct Home Loans we are pleased to be able to assist in the process of purchasing a home. This could be your first home or your next investment property or you are simply moving to a new location in Newcastle

 By giving you a free Price Finder property report  at no cost to you. This is invaluable information when it is time for decision making. This report will show the recent sales in the Suburb as well as the demographics of the suburb, all of this can assist in the decision making process.

 Information is a very powerful tool when it comes to purchasing  a  property. Do you have pre approved finance, do you know how much you can borrow, how much you can afford to repay, this is all very important information to have when you are looking to purchase.. Channel Direct can help you answer these questions

Simply email: report@channeldirect.com.au and give us the details of the property that you are interested in.

Here are 3 reasons to consider buying an investment property:-

1. You can buy with as little as a 5% deposit.
2. If you buy vacant land for under 400K and build, there is no stamp duty on the vacant land.  Buying new gives the most tax effective non cash deductions.
3. Research suggest that Australia’s capital cities will more than double in size within 50 years under current immigration rates.  As a consequence, there will be a natural flow on effect for our regional cities.

Free Property Report

Recent statistics released by Rpdata for the second quarter 2010 shows capital growth is still being recorded in the Lake Macquarie area.

The strongest performing suburbs were Awaba 36% followed by Balcolyn and Balmoral with 22%, Mirrabrooka and Eleebana had 14% with Argenton,  Bonnells Bay, Cardiff and Cardiff Heights, Fassifern, Kilaben Bay,Rankin Park, Speers Point, Toronto and Warners Bay all showing growth of between 6-8%.

Lake Macquarie is one of NSW strongest growing locations with it’s proximity to recreation and employment opportunities. A great place to raise a family  

If you are looking to buy in these or any other areas within Lake Macquarie and would like to now how your suburb is performing then follow the Rpdata link at the start of this article for you free report